One Of Our Three Core Principles:

Keep It Simple

Simple Retirement Options

Making a clear-cut, simple retirement strategy may seem impossible with the abundance of retirement options out there and choices that need to be made.

What will you do with your cash? You might have a retirement account, such as an IRA or 401(k), but you may not be sure if your funds should remain there. Which accounts will yield the best results in the long term? The process of creating your retirement strategy can seem intimidating. It doesn’t have to be, though. It is possible to retire simply.

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Simple is Often Better

Your risk tolerance may change as you get closer to retirement. Your funds invested in the market may have felt comfortable to you before, when you were still working. But at this point, you may be searching for a location that’s safer for them. You’re going to need that money soon, and when time is of the essence, the stock market’s ups and downs become less favorable.

It's possible that you'd like to store your money in a place that will both protect it from market fluctuations and yield a reasonable rate of return**.

It’s also imperative that this is done in a manner that makes sense to you. You should understand your strategy and be confident that it will work. This is why we consider simplicity a key feature.

Fixed Indexed Annuities

You might find the simplicity you need in products like indexed universal life (IUL) insurance policies or fixed indexed annuities (FIAs). Regardless of what happens in the stock market, you might be able to generate a lifetime income stream using an FIA. Additionally, by selecting an income rider, you may also be able to use an FIA to raise your income in order to offset inflation. An FIA also earns indexed interest at a respectable rate of return. ** Do you believe an FIA may be a good option for you? Get in touch with us so we can talk about it: You deserve a simple retirement strategy that gives you confidence.

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